Transfers and credit-card payments

A transfer moves money between two accounts in the same budget — checking to savings, or checking to a credit card. It's recorded as a pair: money leaves one account and arrives in the other, so your total doesn't change.

Recording a transfer#

Choose Add transfer (or Transfer in the transaction form), then pick From, To, the amount and the date. The accounts can't be changed after the transfer is recorded; delete it and record a new one instead.

Paying a credit card in full#

For a card payment, choose Pay destination balance instead of a fixed amount. Tandilo sizes the payment to whatever the card owes on that day — including purchases you recorded or scheduled before it. When the payment shows on your statement, mark it Cleared: the amount is then frozen at what was actually paid.

Automatic payments#

Make a transfer recurring to model an auto-pay, for example "pay the Visa in full on the 15th". With Variable — computed at each occurrence, each month's payment matches that month's card balance, so the projection on your checking account is right weeks ahead.