How the projected balance works

Each account starts from its opening balance on a date you choose. From there, Tandilo adds up, day by day:

• the transactions you recorded, and
• every upcoming occurrence of your recurring income and bills.

The result is an end-of-day balance for every day — past, today, and as far ahead as you want to look.

Recurring items are projected, not copied#

A recurring bill is a rule ("rent, $1,500, on the 1st of every month"), not a pile of future transactions. Tandilo computes each occurrence when you look at a date. That's why changing a rule updates every future day instantly, and why there is no limit on how far ahead you can look.

An occurrence only becomes a real transaction when you change that single occurrence or mark it as it happened. See Recurring income and bills.

Today, the past and the future#

• Past days show what your balance was, based on what you recorded.
• Today is where the dashboard's "runway" starts.
• Future days include everything scheduled, so a dip before payday shows up weeks in advance.

Totals across accounts#

The dashboard total adds up all your active accounts in the budget's currency. Credit card balances count as negative — they are money you owe. Archived accounts are left out.

When a number looks wrong#

Most surprises come from one of these:

• an account's opening balance date is later than some of its transactions (those are ignored);
• a recurring rule has the wrong start date or frequency;
• an occurrence was paid on a different day — edit just this one so the projection follows reality.